Modern Home Loans

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Mortgage and property guidance for Bulimba and the riverside corridor.

Written by Danny — straight reads on buying, refinancing, equity, and the lender patterns that actually matter for your file.

21 Apr 202611 min read
Bank of Mum and Dad: structuring family help so it actually holds
Family-help home loans typically use one of three structures: a limited guarantee against a portion of the loan with a release timeline, a full guarantee with separate parent and child facilities, or a documented gift secured by a deed o…
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11 Apr 202611 min read
Equity release after 60: three structures, three different outcomes
Australians aged 60+ hold about $3 trillion in home equity, with around $600 billion potentially accessible via reverse mortgages and only ~1% currently drawn (Deloitte Australian Reverse Mortgage Survey, March 2026). Three release struc…
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