@modernhomeloans.com.au
Home loans, rates & property tips · Bulimba
RBA to 4.35% — what that means for Bulimba homeowners
Local broker.Bulimba.Since 2013.
Same banks. Better odds.
Accredited with 80+ lenders including:
On Oxford Street
13years broking Bulimba
$340Msettled to date
80+lenders on panel
Meet Danny
A mortgage broker who works out what fits — then finds the lender to match.
Danny's been arranging home loans for Bulimba families since 2013. He knows which streets the riverside breeze actually reaches, which lenders fit Queensland files, and the best table at Bellissimo's. One broker, start to finish — no handoffs, no call centres.
Serving Bulimba, Balmoral, Cannon Hill, Hawthorne, Morningside and Norman Park — the riverside corridor.
Danny's Bulimba Finance Brief
Local explainers. Plain language.
Short reads on rates, property, borrowing power, and the local moves that matter.
Construction loans for Bulimba Queenslander renovations
Construction lending is structurally different from a standard home loan. Progress payments tied to builder milestones, contingency reserve requirements that vary 5–15% by lender, and heritage overlay considerations that disqualify some lenders entirely from streets in Bulimba's character zone. Pre-approval needs to factor the heritage overlay before the builder is engaged.
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Investment property loans in Bulimba: structuring for the long game
Bulimba's rental market — median rents around $1,000–$1,200/week against $2.1–$2.2M house values (Cotality, 2026) — produces gross yields between 2.0% and 2.8%. Investment loans only make financial sense when the structure aligns CGT, negative gearing, and either a future upgrade or rentvest plan. Not just when the numbers look good in isolation.
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On socials
Danny on socials.
Questions people ask
Straight answers, no brochure language.
If something isn't here, Danny will answer it in the first ten minutes of a coffee.
I compare loans across 80+ lenders, work out which ones fit your file at a competitive rate, and handle the paperwork end-to-end. You don't pay me — the lender does, at the same rate whether you go through a broker or direct.