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Is your loan quietly costing more?

Your loan might not be bad. It might just be stale. This compares it to a broad market guide.

Not a refinance recommendation. It only shows whether a review may be worthwhile.

Is it for the home you live in?

Owner-occupier guide: 5.9% (Updated 2026-04-28). Investor guide: 6.2% (Updated 2026-04-28).

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A check-up flags whether the rate has drifted; the refinance decision then weighs break-cost, switching fees, and structural changes against the saving. The Bulimba market's lender mix means the comparison set isn't always obvious. See how Danny approaches it →

Provided by Modern Home Loans.